The 2023 IRS maximum contributions (including any CDHP employer contribution outlined below) are:

The IRS also allows an additional catch-up contribution of up to $1,000 if you are 55 or older in 2023.

If you enroll in the CDHP and establish your HSA at Fidelity, DallasNews Corporation may provide an employer contribution that will be deposited on a monthly basis. If your annual salary is less than $100,000, the company will make a contribution to your HSA as follows:

You also may be able to roll over funds from another HSA. For more enrollment information, contact Fidelity at 1-800-835-5098 or www.401k.com.

The maximum annual contribution limit is based on your age, salary and coverage tier (i.e., individual or family), as well as on when you become enrolled in an HSA-eligible health plan. Normally, for eligible individuals who enroll in the HSA-eligible plan as of the first of the plan year, the HSA contribution is prorated based on the number of months during the year a person is covered by an HSA-eligible plan as of the first day of the month. Individuals enrolled in an HSA-eligible health plan after the beginning of the plan year may contribute up to the statutory maximum annual contribution amount as long as they are eligible individuals in December of that tax year and remain eligible individuals for the entire next calendar year. If an individual fails to meet these criteria, the maximum annual contribution amount must be prorated based on the number of months he or she is an eligible individual, and any amount above such prorated amount is included in the individual’s gross income and subject to a 10% tax.