You may enroll in or change your benefits when you first become eligible, during the annual enrollment period each year, if you have a change in status or if you have special enrollment rights. You may also decline all health and employee paid supplemental life coverage.

If you have a choice in medical and/or dental plans, you may not enroll yourself in one plan and your family members in another.

You may not change the medical or dental plan in which you are enrolled during a calendar year. Once you elect a specific plan, that plan remains in effect for the entire calendar year.

When you enroll for coverage, you choose one of the following coverage categories:

You do not need to enroll for basic life insurance, long-term disability (LTD) or severance plan coverage because DallasNews Corporation provides these benefits at no cost to you.

You must complete and submit an enrollment form for all other benefits prior to the end of your eligibility period. It is important to complete your enrollment form — even if you want to decline optional health benefits.

If you complete your enrollment form within 31 days of completing your initial benefits eligibility period, coverage for you (and your dependents, if applicable) will take effect on the first of the month in which you become eligible.

However if you do not submit your enrollment form before the 31-day enrollment period ends, you and your dependents will not be eligible for coverage until the next annual enrollment period (unless you have a change in status, described in Changing Your Coverage, that allows you to enroll earlier). For example, assume you are hired on January 3. Because you become eligible for benefits on the first of the month after two continuous months of service, your benefits eligibility period would begin on April 1. You would then have 31 days from that date, or by May 1, to return your enrollment form.

The company holds an annual enrollment each year so you can review your benefit elections and make changes for the following year. You may change your medical, dental, vision and flexible spending account elections during this enrollment period. You may also increase or decrease coverage under basic life, supplemental life, dependent life and accidental death and dismemberment (AD&D) insurance at this time, subject to plan limitations.

If you choose not to make changes to your coverage during annual enrollment, your existing health plan coverage automatically remains in effect through the following plan year (January 1 through December 31), unless you have a change in status that allows you to make changes during the year. You must annually elect to contribute to your Health Savings Account (HSA) and flexible spending account (FSA).