When You Can Receive Benefits

STD Benefits

Time off for a lengthy illness is recorded and paid by a combination of using PTO and short-term disability (STD). You are required to use PTO for the first 40 hours of an extended illness. STD provides for salary continuation for the second through the 26th week of an extended illness.
Payment eligibility for STD benefits and return to work programs are managed by medically trained disability management specialists through Liberty Mutual. STD is paid according to the schedule below: 
Length of Service
First Week Paid Under PTO
Number of Days/Hours Paid at 100%
Number of Days/Hours Paid at 60%
1st calendar year
5 days (as available)
10 days (80 hours)
20 days (160 hours)
1st January 1
5 days (40 hours)
15 days (120 hours)
110 days (880 hours)
3rd January 1
5 days (40 hours)
25 days (200 hours)
100 days (800 hours)
5th January 1
5 days (40 hours)
45 days (360 hours)
80 days (640 hours)
10th January 1
5 days (40 hours)
75 days (600 hours)
50 days (400 hours)
15th January 1
5 days (40 hours)
125 days (1,000 hours)
0
NOTE: In the first calendar year of employment, the maximum STD payment is limited to 30 days (240 hours).
You may use any available PTO time to cover the difference between 60% and 100% of your pay while on STD. After 26 weeks of STD, eligible employees may apply for LTD benefits, also managed by Liberty Mutual.

LTD Benefits

If you are disabled on or after January 1, 2015: Your LTD benefits begin after you have been disabled for 180 calendar days, and the plan’s claims administrator (Liberty Mutual) has received proof of your disability. Your physician must complete a Proof of Disability form and return it to Liberty Mutual.
If you were disabled before January 1, 2015: Your LTD benefits begin after you have been disabled for 180 calendar days, and the plan’s claims administrator (MetLife) has received proof of your disability Your physician must complete a Proof of Disability form and return it to MetLife.