How BTA Benefits Are Paid
Benefits for Loss of Life
The plan will pay any benefit due for loss of life:
According to the beneficiary designation in effect at the time of death,
If no beneficiary is designated, according to the beneficiary designation under the Group Life Insurance policy issued to DallasNews Corporation and in effect at the time of death, or
To the survivors in equal shares in the first of the following classes to have a survivor at your death
Spouse
Children
Parents
Brother and sisters
If there is no survivor in any of these classes, payment will be made to your estate.
All other benefits due and not assigned will be paid to you, if living; otherwise, the benefits will be paid as described in this section.
Disappearance
You will be considered to have suffered loss of life if:
Your body has not been found within one year after the disappearance of the form of transport in which you were an occupant at the time of its disappearance, and
The disappearance of the form of transport was due to its accidental forced landing, stranding, sinking or wrecking
Accidental Death & Dismemberment Benefit
If your injury results in any of the following losses within 365 days after the date of the accident, the BTA plan will pay the sum shown below. The plan will not pay more than 100% of the benefit for all losses due to the same accident.
Loss Table for Accidental Death & Dismemberment Benefit
Covered Loss | Percentage of Benefit Paid |
Life | 100% |
Speech and hearing | 100% |
Movement of both arms and legs | 100% |
Movement of both legs | 75% |
Sight of one eye | 50% |
Both hands or both feet or sight of both eyes | 100% |
Speech or hearing | 50% |
Movement of arm and leg on one side of body | 50% |
Thumb and index finger of same hand | 25% |
Either hand or foot and sight of one eye | 100% |
One hand and one foot | 100% |
Either hand or foot | 50% |
Loss means:
Hands and feet, actual severance through or above wrist or ankle joints,
Sight, speech or hearing (entire and irrecoverable loss),
Thumb and index finger, actual severance through or above the metacarpophalangeal joints, and
Movement of limbs, complete and irreversible paralysis of such limbs.
Aggregate Benefit Limits
An accident may involve more than one employee. Total benefits to all covered employees involved in a single aircraft accident are limited to $5,000,000. Total benefits for all covered employees involved in a single war risk accident are limited to $5,000,000 whether on the ground or in the air.