How the BTA Plan Works
Covered Situations
Business travel accident insurance protects you and your eligible family members in the event of an accidental death, dismemberment or paralysis resulting:
While you are traveling anywhere in the world on a business trip, including onboard commercial or military transport aircraft. It also covers your spouse and/or children if they are accompanying you on that trip
While you are traveling as a passenger, pilot or member of the crew on a company aircraft
While you are traveling to and from and attending meetings of the Board of Directors
While your
spouse and/or
children are traveling anywhere in the world for relocation at DallasNews Corporation’s request
During a hijacking which occurs during a business trip
If you’re eligible and you die or become dismembered or injured as described above, the plan pays a benefit to you or your beneficiaries of one and one-half times your annual earnings, rounded to the next higher $1,000, up to a maximum of $300,000. The minimum employee benefit is $100,000.
Annual earnings are defined as your current annual salary or wage (including commissions if you are in sales) on the date of the accident, excluding overtime pay, bonuses or any other extra compensation.
Eligible spouses are covered for $50,000, and each child is covered for $25,000. The benefit amount for non-employee directors is $100,000. Refer to
How Benefits are Paid for a description of how the plan pays benefits for covered losses.
Definition of a Business Trip
A business trip means a bona fide trip:
While on assignment or at the direction of DallasNews Corporation for the purpose of furthering the business
Which begins when you leave your residence or place of regular employment, whichever occurs last, for the purpose of beginning the trip
Which ends when you return to your residence or place of regular employment, whichever occurs first
Travel to and from work, bona fide leaves of absence and vacations are excluded from business travel accident coverage.
Definition of Injury
Injury means you are covered for bodily injury resulting directly and independently of all other causes from an accident that occurs while you are covered under this plan.
Loss resulting from illness or disease (except a pus-forming infection that occurs through an accidental wound) or medical or surgical treatment of an illness or disease is not considered to be resulting from injury.
Exposure
Exposure to the elements will be considered to be an injury if it results from the forced landing, stranding, sinking or wrecking of a conveyance in which you were an occupant at the time of the accident.