Summary of Benefits While on Leave of Absence


Benefit
Family and Medical Leave
Military Leave
Extended Medical Leave
Personal Leave
Medical, Dental and Vision
You may continue your coverage by paying your share of premiums.
You may continue your coverage by paying your share of premiums for up to 12 months.
You may continue your coverage by paying your share of premiums for up to 12 months.
You may continue your coverage by paying the full cost of premiums for up to 12 months.
Long-Term Disability
The company continues your coverage by paying premiums.
The company continues your coverage by paying premiums through the end of the month in which your leave begins.
The company continues your coverage by paying premiums for the first six months.
The company continues your coverage by paying premiums through the end of the month in which your leave begins.
Basic Life
The company continues your coverage by paying premiums.
The company continues your coverage by paying premiums for the first 12 months.
The company continues your coverage by paying premiums for the first 12 months.
The company continues your coverage by paying premiums for the first 12 months.
Supplemental Life, Dependent Life, AD&D Insurance and Group Legal Insurance
You may continue coverage by paying premiums.
You may continue your coverage by paying premiums up to 12 months.
You may continue your coverage by paying premiums for the first 12 months of disability (unless premium waiver is approved under supplemental life insurance).
You may continue your coverage by paying the full cost of premiums up to 12 months.
Health Care Flexible Spending Account
You may make after-tax contributions to your account.
You may make after-tax contributions to your account.
You may make after-tax contributions to your account.
You may make after-tax contributions to your account.
Dependent Care Flexible Spending Account
Deposits are suspended because you are no longer working.
You may not make contributions.
Contributions stop because you are no longer working. You may continue to claim reimbursement for eligible expenses, up to an IRS allowable amount.
You may not make contributions.
Health Savings Account
As long as you continue to pay your share of medical premiums, you can choose to continue your HSA contributions.
As long as you continue to pay your share of medical premiums, you can choose to continue your HSA contributions.
As long as you continue to pay your share of medical premiums, you can choose to continue your HSA contributions.
As long as you continue to pay the full cost of medical premiums, you can choose to continue your HSA contributions.

Family and Medical Leave

Under federal Family and Medical Leave Act (FMLA), you are eligible for up to 12 weeks of unpaid family and medical leave per year after one year of service if you worked at least 1,250 hours in the 12 months before your leave. Any paid leave (such as sick pay) runs concurrently with and is counted as part of the 12-week period (applicable state FMLA laws may provide for a longer leave). If your leave is approved, you may be able to continue benefits during the leave.
You may request a family and medical leave of absence:
After the birth or adoption of your child or if a child is placed with you for foster care
To care for your spouse, child or parent who has a serious health condition
If you have a serious health condition that makes you unable to work
If you are incapacitated due to pregnancy, prenatal medical care or child birth
Due to a qualifying circumstance arising out of your spouse, son, daughter or parent being a covered military member on active duty or being notified of an impending call or order to active duty in support of a contingency operation
FMLA also means no more than 26 weeks of leave of absence (paid or unpaid) during any single 12-month period to care for your spouse, son, daughter, parent or next of kin who is a covered service member with a serious injury or illness incurred in the line of duty while on active duty. This serious injury or illness may render the service member medically unfit to perform his or her duties and is one for which the service member is:
Undergoing medical treatment, recuperation or therapy,
Is in outpatient status, or
Is on the temporary disability retired list.

Medical, Dental and Vision Plans

The company continues to share the cost of medical and dental coverage while you are on an approved family and medical leave as long as you continue to pay your share of the premiums. You continue to pay the full cost for vision coverage. Your coverage will stop if your payments are not kept current. Your coverage will resume when you return from your leave of absence provided you notify your benefit administrator within 31 days of your return.

Basic Life Insurance

Coverage for basic life insurance will continue during your leave and the company will continue to pay for your coverage.

Supplemental Life Insurance, Dependent Life, AD&D Insurance and Group Legal Insurance

For coverage to continue, you must pay your premiums for supplemental life, dependent life, accidental death and dismemberment (AD&D) insurance and group legal insurance coverage during your leave. Your coverage will stop if your premium payments are not kept current. If your coverage ends, you are required to provide proof of good health before you can resume the supplemental and dependent life insurance.

Long-Term Disability

Company-provided coverage for long-term disability will continue during your leave.

Health Savings Account

As long as you continue to pay your share of medical premiums, you can choose to continue your HSA contributions — or you may change them at anytime.

Health Care and Dependent Care Flexible Spending Accounts

You may continue contributions to your Health Care Flexible Spending Account during your leave by making contributions on an after-tax basis. Although you will not have any tax advantages, by continuing to make contributions you can still file claims for reimbursement of covered expenses. Your contributions to your Dependent Care Flexible Spending Account will be suspended during your leave because you can only use that account for dependent care expenses incurred while you are working.

Military Leave

If you are on an approved military leave of absence that qualifies under the Uniformed Services Employment and Reemployment Rights Act (USERRA), participation in your health benefits may continue for the lesser of:
The 18-month period beginning on the date your military leave of absence began, or
The day after the date you fail to apply for a return to employment with an DallasNews Corporation company.
The company continues to share the cost of medical and dental coverage while you are on a military leave for up to one year. After one year of military leave, you may be able to continue your participation in medical and dental benefits through COBRA. More information is provided in Continuation of Coverage.

Extended Medical Leave

Your benefits will continue under the same conditions as a family and medical leave for a period of time not to exceed 12 months, depending on local laws and the custom at your location.

Medical, Dental and Vision Plans

The company continues to share the cost of medical and dental coverage while you are on an approved extended medical leave as long as you continue to pay your share of the premiums. You continue to pay the full cost for vision coverage.

Basic and Supplemental Life Insurance

Your basic life insurance will continue during the first 12 months of extended medical leave, and you can continue your supplemental life coverage by continuing to pay the premiums for the same time. If you become disabled, you may request a premium waiver through the insurance carrier as long as your disability began before you reached age 60. If the waiver is not approved, coverage will end after you have been absent from work for 12 months. If the waiver is approved, your premiums will be waived as long as you provide certification of continuous disability, as requested by the carrier.
Benefits will end on the earliest date you:
Cease to be to totally disabled
Fail to furnish proof of continued total disability
Fail to submit to required examinations
Are not under the regular continuing care of a physician providing appropriate treatment of your total disability
Reach age 70 (unless eligible for retiree life and that amount applies)
Reach age 70 or are deemed retired (receiving compensation from a company-sponsored retirement plan)
If the waiver is not approved, you may apply for conversion of basic life insurance and portability for supplemental life insurance.

Dependent Life, AD&D Insurance and Group Legal Insurance

You can continue dependent life, accidental death and dismemberment (AD&D) and group legal insurance coverage during the first 12 months of your extended medical leave by continuing to pay the premiums. Coverage will end after you have been absent from work for 12 months. At the end of the 12 months, you may apply for conversion or portability of dependent life.

Long-Term Disability

Company-provided coverage for long-term disability will continue for up to six months.

Health Savings Account

As long as you continue to pay your share of medical premiums (for up to 12 months), you can choose to continue your HSA contributions — or you may change them at any time.

Health Care and Dependent Care Flexible Spending Accounts

You may continue contributions to your Health Care Flexible Spending Account during your disability by making contributions on an after-tax basis. Although you will not have any tax advantages, by continuing to make contributions you can still file claims for reimbursement of covered expenses. Your contributions to your Dependent Care Flexible Spending Account will be suspended, but you may continue to reimburse eligible day care expenses while you are disabled, up to $200 or $400 per month, depending on the number of children.

Personal Leave

Medical, Dental and Vision Plans

For up to 12 months, you may continue coverage for your medical, dental and vision plans by paying the full premium cost. Your coverage will stop if your payments are not kept current. Your coverage will resume when you return from your leave of absence provided you notify your benefit administrator within 31 days of your return.

Basic Life Insurance

Coverage for basic life insurance will continue during your leave and the company will continue to pay for your coverage.

Supplemental Life Insurance, Dependent Life, AD&D Insurance and Group Legal Insurance

For up to 12 months, you may continue coverage for supplemental life, dependent life, accidental death and dismemberment (AD&D) insurance and group legal insurance coverage by paying the full premium cost. Your coverage will stop if your premium payments are not kept current. If your coverage ends, you are required to provide proof of good health before you can resume the supplemental and dependent life insurance.

Long-Term Disability

Company-provided coverage for long-term disability will continue for up to the end of the month in which leave begins.

Health Savings Account

As long as you continue to pay the full cost of your medical premiums (for up to 12 months), you can choose to continue your HSA contributions — or you may change them at any time.

Health Care and Dependent Care Flexible Spending Accounts

You may continue contributions to your Health Care Flexible Spending Account during your leave by making contributions on an after-tax basis. Although you will not have any tax advantages, by continuing to make contributions you can still file claims for reimbursement of covered expenses. Your contributions to your Dependent Care Flexible Spending Account will be suspended during your leave because you can only use that account for dependent care expenses incurred while you are working.