Your HSA Benefits at a Glance


An HSA is a personal health care bank account that you can use to pay for qualified health care expenses with pre-tax dollars if you enroll in a high-deductible health plan, such as the CDHP.
The contributions are tax free, and the money in the account is yours. HSAs allow you to control your own money, year in and year out.
You are eligible to open and fund an HSA if:
You are covered by an HSA-eligible medical plan, as described above.
You are not eligible to open and fund an HSA if:
You are covered by your spouse/domestic partner’s health plan that is not an HSA-qualified medical plan, a regular health care flexible spending account or a health reimbursement account (HRA).
You are eligible to be claimed as a dependent on someone else’s tax return.
You are enrolled in Medicare or TRICARE for Life.
You have received Veterans Administration Benefits three months prior.
Your HSA can be used for your qualified expenses and those of your spouse and dependents, even if they are not covered by your medical plan.