Extended Medical Leave
Your benefits will continue under the same conditions as a family and medical leave for a period of time not to exceed 12 months, depending on local laws and the custom at your location.
Medical, Dental and Vision Plans
The company continues to share the cost of medical and dental coverage while you are on an approved extended medical leave as long as you continue to pay your share of the premiums. You continue to pay the full cost for vision coverage.
Basic and Supplemental Life Insurance
Your basic life insurance will continue during the first 12 months of extended medical leave, and you can continue your supplemental life coverage by continuing to pay the premiums for the same time. If you become disabled, you may request a premium waiver through the insurance carrier as long as your disability began before you reached age 60. If the waiver is not approved, coverage will end after you have been absent from work for 12 months. If the waiver is approved, your premiums will be waived as long as you provide certification of continuous disability, as requested by the carrier.
Benefits will end on the earliest date you:
Cease to be to totally disabled
Fail to furnish proof of continued total disability
Fail to submit to required examinations
Are not under the regular continuing care of a physician providing appropriate treatment of your total disability
Reach age 70 (unless eligible for retiree life and that amount applies)
Reach age 70 or are deemed retired (receiving compensation from a company-sponsored retirement plan)
If the waiver is not approved, you may apply for conversion of basic life insurance and portability for supplemental life insurance.
Dependent Life, AD&D Insurance and Group Legal Insurance
You can continue dependent life, accidental death and dismemberment (AD&D) and group legal insurance coverage during the first 12 months of your extended medical leave by continuing to pay the premiums. Coverage will end after you have been absent from work for 12 months. At the end of the 12 months, you may apply for conversion or portability of dependent life.
Long-Term Disability
Company-provided coverage for long-term disability will continue for up to six months.
Health Savings Account
As long as you continue to pay your share of medical premiums (for up to 12 months), you can choose to continue your HSA contributions — or you may change them at any time.
Health Care and Dependent Care Flexible Spending Accounts
You may continue contributions to your Health Care Flexible Spending Account during your disability by making contributions on an after-tax basis. Although you will not have any tax advantages, by continuing to make contributions you can still file claims for reimbursement of covered expenses. Your contributions to your Dependent Care Flexible Spending Account will be suspended, but you may continue to reimburse eligible day care expenses while you are disabled, up to $200 or $400 per month, depending on the number of children.